Employment practices liability coverage can be provided as part of a business owner’s policy (BOP) or as a separate “stand alone” policy.  Employment practices liability coverage protects the owners, officers, directors and board members of a company with regards to their role as an employer.  Coverage includes protection from employees, former employees or potential employees from allegations such as:

• Wrongful Termination
• Sexual Harassment
• Discrimination
• Violation of Employment Discrimination Laws
• Violation of Americans with Disabilities Act
• Wrongful Failure to Employ or Promote
• Breach of Employment Contract
• Invasion of Privacy
• Negligent Evaluation
• Employment Related Wrongful Infliction of Emotion Distress

It is important to review and keep up-to-date your employee handbook.  Issues such as cell phone use and social media are important to address in employee handbooks.  JLK Insurance Group works with a selection of carriers to offer a range of protection tailored for your business.